Guiding You Through Complex Legal Matters

Guiding You Through Complex Legal Matters

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Skilled, Caring Chapter 13 Bankruptcy Representation

If you are faced with the prospect of losing your home to foreclosure, or you cannot keep up with your other debts, you may benefit from a Chapter 13 bankruptcy filing. I can help you set up an affordable payment plan that will allow you to start paying back your debt while keeping your personal property and your home.

I encourage you to contact me, attorney Michael Suffness, in Plano, Texas, if you are struggling with personal or business debt, are stressed due to creditor harassment, or are facing possible home foreclosure. I will use my extensive legal experience to find the solution that works for you.

Debt Relief for Higher Income Earners, People Who Need Asset Protection, and Small-Business Owners

Chapter 13 bankruptcy requires a repayment plan for some or all debts as well as monthly payments to a court-appointed bankruptcy trustee. Although it involves serious obligations, Chapter 13 can be the best option if:

  • You are coping with major debt, but your income level prevents you from filing Chapter 7 bankruptcy — or you want to protect certain assets you would forfeit under Chapter 7.
  • You have fallen behind on mortgage payments but want to prevent foreclosure — and you believe your income and resources will enable you to catch up over the next three-to-five years.
  • You need time to pay debts that cannot be legally discharged, such as some tax debts or back child support.
  • You want to continue operating a sole proprietorship or similarly configured business, but need time to pay business debts.

Call for a Free Consultation to Explore Your Options

I have strong experience as a business lawyer, and in pursuing various nonbankruptcy loan workouts and alternatives for people who have offered personal guarantees. You can contact me for counsel without worrying that you will be pressured to file Chapter 13 bankruptcy or take any other legal action unless you decide it is the best path for you. Call 972-845-8014.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.